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My wife and I have been visiting some UVT Dealerships trying to get a good idea of how much a new side by side would cost us but there are so many UTV options it’s actually been kind of frustrating. In researching this for ourselves we wanted to help other people who might be overwhelmed by all of the UTV options and give you an easy answer to help you in your buying process.
How much do side by sides cost? They are in the $5,000 to $30,000 range with an average of about $15,000. For example, a Polaris RZR 170 EFI’s MSRP is $5,299 and a Polaris RZR XP 4 Turbo S MSRP is $30,999.
Ok so now seeing that huge price range in UTV’s does it help settle your mind? For me and my wife, it left us still feeling like we were in the dark. So we broke it down into categories so it would be easier to digest and know what we could expect to pay.
Average Cost of a New UTV
Recreation (Average Price: $15,491)
|Brand/Model||# of models||Average MSRP|
|Arctic Cat Havoc||1||$16,199|
|John Deere Gator (Rec.)||2||$11,599|
Performance (Average Price: $21,611)
|Brand/Model||# of models||Average MSRP|
|Can-am Maverick X3||15||$25,032|
|Honda Talon Cost||2||$20,499|
|Arctic Cat Wildcat XX||1||$18,899|
Utility (Average Price: $14,460)
|Brand/Model||# of models||Average MSRP|
|Arctic Cat Prowler||3||$11,499|
|John Deere Gator (Utility)||30||$15,121|
Rebates and Dealer Incentives:
- Manufacturer Rebates (Cash incentive off MSRP)
- Extended warranties
- Low-interest financing
These can directly affect the cost of buying a UTV and are definitely something to consider when comparing different models. Since they have expiration dates they can vary from month to month so you might have to go to the manufacturer’s website or social media profiles to stay up to date on the latest deals.
Once you decide the category & spec’s you want in a UTV, then you can compare the different manufactures pricing and additional incentives they might offer per model. For more about buying from a dealership, check out our article titled “The Best Time To Buy a UTV“.
Here is a rebate example from Polaris:
2019 RANGER® XP 900 $1,500 Rebate Financing as low as 3.99% for 36 months Offer Valid: July 1, 2019 - July 23, 2019
2019 RZR XP® Turbo $2,000 Rebate Financing as low as 3.99% for 36 months Offer Valid: July 1, 2019 - July 23, 2019
Prices on Used Side by Sides
Something to keep in mind with used pricing is that the UTV might have a lot of upgrades, mods and aftermarket accessories added and may even be priced higher than the MSRP of a new UTV.
Some brands offer extended warranties and warranties that transfer to the new owner. However, some modifications can cancel manufacturers warranties so make sure you check into the specifics.
There are exceptions to this rule, however. If you get into a Yamaha YXZ and you get a dealer installed turbo you can still be covered under the manufacturer’s warranty.
Also, you can find package deals on used side by sides that include multiple UTV’s and their trailer set-up.
Used UTV Examples:
Ebay Sold Price on used UTV’s ranged from about $2k – $35k
ATV Trader $1000-$70K
How Much Does it Cost to Ship a UTV?
Distance / 1.6 ratio = $ Estimated UTV Shipping Costs
We looked at a few different UTV Shipping Companies and figured out a ratio you could use to make an educated guess at how much it might cost to ship to somewhere within the US.
If your UTV is in the 500-1800 lb range: Take your distance in miles and divide it by 1.65. The number you get is an estimate of how much it might cost to ship.
It is probably more accurate to contact a few Shipping Companies on your specific vehicle specs to get a more accurate quote.
The exact price will vary depending on:
- Shipping company
- UTV weight
- Time of year
- Fuel costs
- Residential Fees
- Any additional insurance that may be required.
What is the average cost to ship a utv?
We took 6 different shipping examples of UTV’s from 500-1000 lb+ and the average was $834 over an average of 1300 miles.
As an example, A1 Autosport’s price range to ship a UTV weighing 500lb-1000lb from a mile rage of about 500 – 3000 miles costs about $400 – $1700 to ship.
A-1 Auto Transport Examples of UTV Shipping Costs:
500 Pound ATV/UTV
Austin, TX to Richmond, VA (1450 miles): $874
Los Angeles, CA to Denver, CO (1020 miles): $605
Chicago, IL to New York, NY (805 miles): $436
1000 Pound ATV/UTV
Seattle, WA to Boston, MA (3,045 miles): $1624
Miami, FL to Washington, D.C. (1,035 miles): $771
Las Vegas, NV to Albuquerque, NM (575 miles): $698
What Does UTV Insurance Cost?
On average UTV insurance costs $25-$83 Dollars a month.
Not every state mandates UTV insurance making it more dependent on where you drive on public and state regulated parks or on private land. The states that do require UTV insurance usually require minimum liability insurance.
Also, if you plan on financing your UTV, insurance will definitely be a loan requirement.
Chances are If you use a UTV for work, you will be required to carry commercial vehicle insurance which typically your coverage minimum is higher than personal use.
Typically, your homeowner’s insurance will not cover your UTV if you drive it off your property or if you haul your side by side to another location. If something does happen at home, then there’s a good chance your covered.
The main factors that affect your insurance cost are:
- Driving History
- Where you live & where you ride
- How you use your ride & how often
- UTV Year, Make and Model
- Additional UVT upgrade coverages & deductible options
- Discount approved UTV safety course
Examples of Coverage:
- Accidental Damage or Loss of your UTV (Roll-overs are the most common cause of UTV accidents)
- Comprehensive Coverage: provides coverage from additional losses like theft, fire, vandalism, falling objects like rocks or other “acts of God.”
- Liability Protection: property damage, first aid, medical and court costs
- Gear and Apparel protection: some insurance companies cover up to $1000.
Mama always said to get at least 3 quotes before buying vehicle insurance! Shop around to get the best deal since each state and each companies pricing is going to vary.
Here are 3 UTV Insurance Company Examples:
GEICO insures all-terrain vehicles as well as most side by side makes and models. They do not insure three, six or eight wheelers or ATVs/UTVs with less than 150cc’s. Get it in gear and start your ATV insurance quote today!
Progressive ATV/UTV insurance coverage automatically includes $3,000 in coverage for upgrades you’ve made to your vehicle. Need more than $3,000? You can purchase up to $30,000 in additional coverages and benefits coverage.
American Family Insurance. ATV/UTV Insurance can cost, on average, anywhere from a few hundred dollars to over a thousand dollars per year.
Cost of Owning a UTV
FYI always refer to your Side by Side’s service manual for safety information, exact procedures, oil/fluid specifications, and other specific maintenance requirements.
When it comes to maintaining your UTV, the frequency at which you have to replace or repair will depend on the following:
- How hard you ride
- How often you use the UTV
- Quality of your UTV
- Type of Terrain you ride on
$80-$300 per tire
Your stock tires could last 2,500 to 5,500 miles on average depending on the quality of the tires.
Oil and Filter Replacement:
Dealership pricing: $140-$210 per oil change
Doing it yourself: 1 Hour time/labor + $20 – $30 parts
On a brand new UTV change the oil and filter at least 3 times the 1st year and on a used UTV 2 times per year. Make sure to keep your oil quality up & hold on to your receipts to maintain your side by side’s factory warranty.
UTV Coolant Replacement:
The cost of a coolant flush typically runs between $100–$150
Flush it at least once a year and in addition check rubber lines for holes, cracking, and leaks.
For Racing applications flush it at least 2 times per year.
Air Filter Replacement:
$20-$90 at least 1 time per year.
Depending on the Make & Model of your UTV and if your air filter is reusable it can last up to 40 washes.
It can last around 500 miles up to 1000 miles of harder riding and 3000+ miles if your light on the throttle.
Allowing Proper CVT Belt “Break-in”: Using a low gear with varying speeds with no open throttle or high RPM’s for the first 50 Miles will help extend the life of your CVT Belt.
$30-$80 depending on the make and model.
Brake pads should be replaced when they reach their service limit, which is usually about 0.1 inch. On average 1400 – 2000 miles, but if you ride in mud and rocks it will probably be sooner!
Other Expenses To Consider:
- A Trailer
- Truck Rack (Check out our Truck Transporting article)
- Fuel Can(s)
- 1st Aid kit, coolers, etc.